I’ll leave a different answer. You can keep your day job and do a side project as SaaS/product. Do you know a problem in your day job that people would pay for?

I’ll leave a different answer. You can keep your day job and do a side project as SaaS/product. Do you know a problem in your day job that people would pay for? May be a Chrome extension or an enterprise app plugin. Something that has easy distribution and no up front costs or huge marketing required. You can then parlay that into a software engineering job or even a more ambitious SaaS.