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Does this meaningfully tip the balance? Even if you don't get evicted (let's be clear - made homeless), your credit is still in shambles at this point. I've re
by UncleMeat 4y ago
Does this meaningfully tip the balance? Even if you don't get evicted (let's be clear - made homeless), your credit is still in shambles at this point.
I've rented from several different single-person landlords. None of them have ever done any preventative maintenance on the property and every single one dragged their feet terribly when it came to urgent and necessary maintenance. Two summers ago my AC broke and my landlord was uncontactable (I tried for days). I arranged for a HVAC company to come and repair it on my own and my landlord refused to pay for the bill because I didn't use their normal company (I was never informed of their normal company). Even though in my state it is a legal requirement that rented homes have working air conditioning, it was a huge fucking ordeal to get my landlord to take the cost off my rent.
Now imagine I'm a non-native english speaker who didn't have spare time to dig through state regulations and this happens to me. I'd just get fucked. That's what happens to a huge number of tenants.
- scarface74 4y agoWhy shouldn’t it affect your credit if you don’t pay your bills? According to the law in GA, you have the right to put your rent toward necessary repairs. But, all of your anecdotes argue for professionally managed properties - like ones being built by JPM.
- UncleMeat 4y agoI am not saying that refusing to pay rent shouldn't affect your credit. I am saying that the "renter rights leads to people just deciding to not pay rent" claim is BS. My experience with corporate landlords has also been shitty, but in different ways. They've done fun things like have terribly sealed granite countertops with stains that they charge each tenant for "ruining" but then don't actually change out between tenants. I was dinged for $2,100 for stains that were present when I moved in (I foolishly didn't have photos). The new tenant was in a few days later without new countertops.
- scarface74 4y agoIt’s part of every walk through that I’ve ever done to note any pre-existing damage. But I do always take pictures. But we have plenty of evidence from especially around 2008-2011 that people were both not worried about squatting and not paying their rent and owners doing “strategic defaults” credit be damned.
- UncleMeat 4y agoNo walk through with these folks. Just got the key at the leasing office and I was off. Yes, I could have avoided their abusive nonsense by protecting myself more carefully. But that's fucking awful. People shouldn't need to enter adversarial relationships with their landlords on day one.
- scarface74 4y agoWould you buy a house without getting an inspection? But a used car without getting it inspected? Buy a new car without driving it? Change jobs without doing research? Do you do any large scale transaction without doing due diligence?
- UncleMeat 4y agoBelieve it or not, people sometimes end up in situations where it isn't possible to do this sort of thing. In my case, the unit I had seen and agreed to rent suddenly was unable to be leased and so my only option was to take a different unit. I had already canceled my lease with my previous landlord and arranged a day for movers to come. "Oh, I'll just find another place to live" was not an option. I also made a cross-country move during covid and had to choose a place to rent based on old photos because the current tenants understandably did not want their landlord to come into their home to do a virtual walkthrough for me. "Oh, if you don't work hard to protect yourself of course you get fucked over" is not a good world. It may be the real world but this should not be used as a defense of the virtue of landlords.
- 4y ago