Groceries is a high capital very low margin business because you need to have all of the things in store before you can sell them, some of them for extended per

Groceries is a high capital very low margin business because you need to have all of the things in store before you can sell them, some of them for extended periods. Essentially this reduces the amount of capital you need to upfront and shoves it down to the next in line. The alternative would be to take a loan.