For most yes but there is a big use case outside of most. Digital goods/software especially is rampant with friendly fraud, virtual cards with fake balances fo

For most yes but there is a big use case outside of most. Digital goods/software especially is rampant with friendly fraud, virtual cards with fake balances for trial abuse, etc. Example: https://news.ycombinator.com/item?id=27659172 https://news.ycombinator.com/item?id=27659172