This is actually what financial advisors would tell you, if you worked for a publicly traded company. I.e., treat the shares granted as cash income by selling

This is actually what financial advisors would tell you, if you worked for a publicly traded company. I.e., treat the shares granted as cash income by selling them, and separate your income from your investment decisions. For startups shares though, the illiquidity and the possibility for 10x,100x, et returns-- albeit two sides of the same coin-- are part of the risk/reason to be work for a startup