I don't necessarily agree... I want widespread crypto, because I want to have the autonomy to initiate transfers myself, transparency of my accounts, easier ba

I don't necessarily agree... I want widespread crypto, because I want to have the autonomy to initiate transfers myself, transparency of my accounts, easier back office, less payment middlemen, etc. Yet I would like a state managed crypto (e-euro?) so that a fraudulous transfer, stolen wallet, etc can be canceled. - We're in 2022 and I still can't have an API with my bank to analyze my purchases, I have to parse PDF monthly reports. - I still can't automate my savings without a third party robo advisor than requires me giving my account credentials. - I can't easily make FX swaps without a third party broker with 2 days wire transfers in/out. - I can't swap without a brokerage margin account. etc. Centralized crypto? yes please, it's still better than the current state of affairs. Not everyone lives in Europe or the US with fancy worldwide smart banking. Here in HK, banks are from the 90s. Crypto centralized would level the banking experience to the current century.