Are 1Password, Bitwarden, or other services inherently more secure? But isn't it only a matter of time until they are breached, too? For personal use, maybe it

Are 1Password, Bitwarden, or other services inherently more secure? But isn't it only a matter of time until they are breached, too? For personal use, maybe it's not that much of an issue, except for bank accounts? I wonder if I should store credentials locally using a password manager, and regularly create physical copies in paper form, which should be in two different locations at least. Password rotation and new credentials make this challenging, however.