Last time I had a cycling accident that required an ER trip, I received a packet from my insurer a few weeks later asking for details. The way the questions we

Last time I had a cycling accident that required an ER trip, I received a packet from my insurer a few weeks later asking for details. The way the questions were phrased, they were absolutely looking for somebody else to pay. Is it common that the insurer takes the next step (actually suing another party)? No idea, but they definitely look for ways to pass the buck.