Your getting downvoted a lot - but as someone who has been racking up north of 100k miles/year for five years pre-pandemic (somewhat less now) - anytime I check

Your getting downvoted a lot - but as someone who has been racking up north of 100k miles/year for five years pre-pandemic (somewhat less now) - anytime I checked luggage I essentially needed to be mentally and emotionally prepared to say goodbye to it. I booked my tickets with Chase Sapphire which has very good missing luggage/toiletries/etc... insurance - and had my luggage go missing five times in as many years - though, I will say, all five times I had the airline deliver it to my destination hotel within 48 hours. Regardless - don't check anything you aren't prepared to say goodbye to.