In that situation, I would just pay for it (and have in the past). If it was one of those nightmare bills you hear about sometimes, I would simply extend my wo

In that situation, I would just pay for it (and have in the past). If it was one of those nightmare bills you hear about sometimes, I would simply extend my working years by +1 or whatever to even things out. Or, maybe I'd just pretend I lost it in a market downturn and move on with life.