Transferring financial accounts I found out to be a very difficult and time consuming process. In some cases it was just flat out not possible even though I had

Transferring financial accounts I found out to be a very difficult and time consuming process. In some cases it was just flat out not possible even though I had everything I needed. I was shocked by how bad it was. Other things were also required. E.g. my father had a small business. It was big enough that it had real income and we wanted to keep it going, but not big enough that there was tons of redundancy for this type of event. Without having his passwords the business would have ground to a halt in 2 weeks (payroll). Add to that all sorts of business accounts (domains, mail, accounting, etc, etc) and having this emergency access turned out to be the key to keeping things going. Even his personal email - he would have wanted us to have access, but how does he give access without just giving us his PW? Turned out that emergency access was the perfect solution.