Though you're not wrong, most places did not see such a collapse such as Detroit. In the end though, you're hedging greatly with the fact that it's a multi-fami

Though you're not wrong, most places did not see such a collapse such as Detroit. In the end though, you're hedging greatly with the fact that it's a multi-family. So even if it did fall out of favor, you're paying a fraction of what you would otherwise due to the rental income gained from the other units. Most importantly, you were going to spend money to live somewhere anyway.