Most commenters seem to recognize that index funds are the way to go, and they’re correct. There are some who are pointing out that the future is much more unce

Most commenters seem to recognize that index funds are the way to go, and they’re correct. There are some who are pointing out that the future is much more uncertain now and that index funds might not be as good a bet as they used to be. Here’s the thing, though. Betting on index funds is like betting that our society will continue to function and continue to remain capitalist. If you make that bet, and you are right, all good. You have more money. If you make that bet and socialism rises, no problem. You might lose the money or be taxed heavily, but will receive government services and you won’t suffer later in life. If society collapses entirely, and it’s Mad Max, then it’s ok to lose all the money because money would have become worthless almost no matter how you invested it. The one other thing I would like to add is that life is short. You never know how short. Father time is undefeated. If there is something you have the opportunity to do in life that you want to do, don’t hesitate to spend the money and do it ASAP. Financial investments are just a means to an end. If you can skip it and go directly to some of the ends, then get them while you can.