Beside some other good advices (like picking an index) I would recommend investing in learning: 0. Define what's your emergency fund and lock that money into s

Beside some other good advices (like picking an index) I would recommend investing in learning: 0. Define what's your emergency fund and lock that money into something that you can redeem immediately. 1. Pick a safe investment vehicle and put around 30% of your savings there (expect them to be locked there for 5 years at least) 2. Learn, and plan, about recurring investment/saving 3. Setup your recurring investing/saving plan 4. Learn, and plan, about investing/saving for your next goal like buying a house (this might mean an retirement fund) 5. Setup your investment/saving plan for that goal 6. Learn, and plan, about saving/investing for retirement 7. Setup your investment/saving plan for that goal Assume this will take you at least 2 years to do.