4 ms·

Nope, sorry to contradict you on the last one - it's better to go all in (lump sum) than DCA. https://investor.vanguard.com/investor-resources-education/online

• robocat 4y ago
  That pithy Vanguard piece is for lump sums and states “Our research indicates that it's prudent to invest a lump sum immediately” without any backing evidence. And the article contradicts itself: it basically says do whatever makes you feel best. Arrrgh.
  • Animatronio 4y ago
    Sure, but it's very easy to check "lump sum vs DCA": https://www.experian.com/blogs/ask-experian/dollar-cost-averaging-vs-lump-sum-investing/ https://www.experian.com/blogs/ask-experian/dollar-cost-aver... "Choose between dollar cost averaging and lump-sum investing by evaluating your risk tolerance, your investment horizon and your ability to stick with an investing plan. Lump-sum investing outperforms dollar cost averaging 75% of the time for stocks and 90% of the time for bonds, but dollar cost averaging may be a good choice for investors worried about taking on immediate risk." https://www.cnbc.com/2021/08/12/which-investment-strategy-is-better-lump-sum-or-dollar-cost-averaging.html https://www.cnbc.com/2021/08/12/which-investment-strategy-is... " New research looked at rolling 10-year returns on $1 million starting in 1950, and compared results between an immediate lump-sum investment and dollar-cost averaging. Assuming a 100% stock portfolio, the return on lump-sum investing outperformed 75% of the time. For portfolios with 100% bonds, that rate of outperformance was 90%."