> For the next year sit in cash [...] after the crisis passes I feel like I've been hearing that for the last ~8 years at least. Stocks have been said to be "o

> For the next year sit in cash [...] after the crisis passes I feel like I've been hearing that for the last ~8 years at least. Stocks have been said to be "overvalued" for a long time... If you would've waited all that time you'd have missed out on a lot of gains. In fact, you could even argue that we're at a low right now so that it's the ideal time to start investing more. But the truth is we cannot know whether we're at a high or a low, or somewhere in between, so the best option is dollar cost averaging.