IMO you just should buy a house with low monthly fees. The prices are hopefully going down in most places during the next year which should provide plenty of op

IMO you just should buy a house with low monthly fees. The prices are hopefully going down in most places during the next year which should provide plenty of opportunities. Then, if you like, just buy up some ETFs or otherwise diversified assets in industries you think will succeed. With relatively small amounts of money you just want to buy something simple and robust, don't get too creative.