Thank, this makes much more sense. But I doubt it will change since this flow is dependent on the country and the acquirer, for example there are countries wher

Thank, this makes much more sense. But I doubt it will change since this flow is dependent on the country and the acquirer, for example there are countries where Visa processes all the Mastercard transactions, they can say they already allow for the x network example above to happen. This happens both ways between Visa and Mastercard.