>few things enabling upward mobility for middle class citizens The opposite is true. It inflates home prices (because it incentivizes larger mortgages) which e

>few things enabling upward mobility for middle class citizens The opposite is true. It inflates home prices (because it incentivizes larger mortgages) which ends up pricing out people from the housing market. It can also lead to increased defaults. It doesn’t provide upward mobility. It’s simply a politically popular way to favor a specific class of voters.