I don’t want (and even if I did chances are I never would be) Buffet-rich. But that doesn’t mean I cannot be smart with money I set aside for investment. These

I don’t want (and even if I did chances are I never would be) Buffet-rich. But that doesn’t mean I cannot be smart with money I set aside for investment. These studies offer one way of looking at things, they are based on “work looong time, put money for retirement into something you can’t pick (in most company plans or have limited options), pay high fees for… and be happy you are “millionaire” when you are with one foot in grave…” no thanks, not for me