Taking on student loan debt is a choice, we need better financial literacy in this country. This is bigger than just student loan debt - look at how Americans r

Taking on student loan debt is a choice, we need better financial literacy in this country. This is bigger than just student loan debt - look at how Americans rack up credit cards, car loans, becoming house poor with massive mortgages. Most of my friends growing up came from low or low-middle class incoming earning households. They ALL went to community colleges, then transferred to state colleges, saving tons of money in the process. The only people I know IRL who have massive student loan debt were the upper middle class kids from well off families. I think has to do more with how you're raised/your mindset about budgeting/money. Yes, colleges need to cut admin bloat too ... but good luck on that happening.