I remember I was about 19, getting into a screaming match with a branch manager about multiple “new accounts” I had opened that were now overdrawn because of fe

I remember I was about 19, getting into a screaming match with a branch manager about multiple “new accounts” I had opened that were now overdrawn because of fees. Problem was, I had proof the signature wasn’t mine and I was out of the state at the time they were signed. Free days later I get a call asking me to come close my accounts, all these strange accounts went from -$300-500 each, to $5. For years and years people thought I was crazy when I said I don’t do business there and they were scammers, why would a bank steal? lol, here we are two decades later and they are still up to no good. What level of malice must a company site repeatedly teach before regulators actually protect those they are set to protect?