To add to this, the low interest rates have added the ability for these joint income purchasers to bid higher to win the property they want. In the UK at least

To add to this, the low interest rates have added the ability for these joint income purchasers to bid higher to win the property they want. In the UK at least, the move has broadly been in line with the 3x joint salary with mild adjustment for increased borrowing opportunities, but largely driven by the increase in joint salary.