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I hate articles like this, and especially the "boots" example. Like most things, it sounds great in theory. Reality is usually much different. >“Take boots, fo
by FrontierPsych 4y ago
I hate articles like this, and especially the "boots" example. Like most things, it sounds great in theory. Reality is usually much different.
>“Take boots, for example. He earned thirty-eight dollars a month plus allowances. A really good pair of leather boots cost fifty dollars."
So he makes $38 per month...where is that other money going? As a cowboy, he is spending that on whiskey and prostitutes. We've all seen the movies. These days, it is the exact same thing where people spend their excess money on crap - big screen tv's, and that kind of stuff, even if they are very poor.
People do not do comparison shopping to get the right price. People wait to the bitter end before they fill up their car with gasoline, and do it at the gas station that costs $.50 cents more per gallon, but they travel past a station that is less expensive all the time, they are just not near it when they absolutely need gas at that second - they could fill up their tank when it is 1/4 tank left at the cheap gas station - people don't plan ahead.
It's pretty easy to lift oneself out of poverty in many (not all) cases, but people are ruled by emotions and what they want at this second. People don't plan. They don't comparison shop. When they get a little extra cash to buy in bulk quantities on some kind of thing like a great toilet paper sale - they spent the money on a dinner at a restaurant instead, because "they deserve it".
I'm not saying this is the same with all poor people - if you are a single mother with 2 young children, well, that's tough if you have nobody to help you out.
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Furthermore, that cowboy in the example could go out and try to get a side hustle. Make enough extra to get more basics.
And the "food deserts" are complete bullshit, in reality. Yes, there are places that don't have large grocery stores, for sure. BUT, when I looked at a map in Chicago, for instance, there are Costcos and all kinds of stores that are 5 miles away. There's no desert, unless you mean that there's no grocery stores within a block. But one of my relatives lived in a remote area and traveled 1 hour to get to Costco to make big purchases of living staples. So if a poor person doesn't have a car, well, they need to work - find someone who has a car that can drive you there and split expenses. Find a church that has a van to travel there. Yes, you have to work at it a little bit, I personally am not going to life someone up and carry them piggyback for 5 miles because they don't want to work at finding someone to help them.
I'm looking at ALL this stuff in the article and it's almost all bullshit...but one does have to try to figure it out. It is not super easy, but it isn't super hard either.
The main problem, though, is that people just don't want to what is necessary.
- nicbou 4y agoDoing what is necessary demands a lot of energy. Every way to save a few dollars demands more of your time and it adds up. We the lucky ones get to hire help when it suits us. We can budget our energy, and replace it with money as needed. When it runs out we can catch a break in a nice restaurant or on a beach. We also make dumb mistakes with our money, but they don’t hurt. We can say “today I’m too tired to cook” without being judged harshly. We can pay more for gas and still eat that week. If you’re in such a comfortable situation, you might forget how tired poor people are, and how little slack they actually get. The demands of their situation are much greater and their energy is not unlimited. The demands of your situation are far gentler. I consider exercising empathy to be part of them.
- FrontierPsych 4y agoI've been poor and tired a long time ago. I know what it is like. But it is what it is, and you have to deal with it, right? You can't just do nothing. So, at least what I did, is work on the extra work that would give me the highest payback and greatest time savings, because that shit build on itself. The first thing I did was to buy what staples that I could in bulk. Not only did it save me money, but it prevented me from having to go out and make special trips to purchase those items - so I got a LOT of time back. I started making food in bulk, and froze it, and food prepped on Sunday so I didn't have to make food every day, just grab and go. Saves a LOT of time. To this day, I do the same thing, and have not changed anything, because that stuff got ingrained in me. I don't really have dumb mistakes with my money, too much, as I am super careful and have priorities. But, if you are poor, what can you do? You still have to work and try to get out of poverty, even if you are tired. So one should try to think what they can do to get the best payback for everything they do, and do that first. Like if you're poor but still own a car, and driving to work takes $50/week in gas, then maybe buying a bicycle and bicycling to work might save $2,500 per year in gas. If one is healthy enough. I'm not saying to do this - it is just an example. But still, if one could, that's an easy $2,500 per year. Then you take that money and use it to buy toilet paper, beans, rice, and other staples in bulk. This means you get a discount for bulk, PLUS you don't have to go buy them every week and take time and effort to do that. I hope you get what I'm talking about.