// I can’t even afford a home right now on a tech salary As another poster commented - where have you looked and what have you tried? From recent experience,

// I can’t even afford a home right now on a tech salary As another poster commented - where have you looked and what have you tried? From recent experience, a nice but modest house in the suburbs of NYC is like 1.5 million. An equivalent house in a nice suburb of Cleveland is like 500k, and a smaller 3 bed/2 bath there can be had for under 300. If you are willing to go further afield (but still be in a town with a decent school etc) you can get that for under 170 [1] What's the thing you can't afford, the 1.5 mil or the 170k house? And if you really can't swing the later on a tech salary, maybe we can talk about what's going on there because you should be able to. Also heuristically, whenever someone talks about stuff like their landlord's mortgage rate rather than factors under their own control, it's a bad sign. [1] https://www.zillow.com/homedetails/9672-E-Idlewood-Dr-Twinsburg-OH-44087/35412135_zpid/ https://www.zillow.com/homedetails/9672-E-Idlewood-Dr-Twinsb... for example.