I never said anything about reading the fine print. I had to sign a short, readable form by hand which was explained to me in person by the lender. They are ver

I never said anything about reading the fine print. I had to sign a short, readable form by hand which was explained to me in person by the lender. They are very, very up front about this (which is also required by law, which means everyone else in the US who got a mortgage in the past decade or two has also signed this form).