That's our current line of thinking too. As in, if the market goes, we'd get dinged on our down payment but still recuperate most of it when we sell 5 years lat

That's our current line of thinking too. As in, if the market goes, we'd get dinged on our down payment but still recuperate most of it when we sell 5 years later. Assuming it's not a catastrophic market crash. I know there's also a cost-benefit analysis involved surrounding all the various fees and taxes. The biggest "what-if" risk is probably liquidity.