Yeah, the appropriate phrasing would have been "the final legal method you can take on your own". Obviously in America you can sue for anything on a whim. Thou

Yeah, the appropriate phrasing would have been "the final legal method you can take on your own". Obviously in America you can sue for anything on a whim. Though, thinking about it, I am not sure that's accurate either, because it's a bit difficult do a chargeback by yourself if the card issuer doesn't want to cooperate. Whoops.