>Here is how much they accept it, firefighters literally stood and watched a building burn down instead of playing with their toys. I assume insurance of any k

>Here is how much they accept it, firefighters literally stood and watched a building burn down instead of playing with their toys. I assume insurance of any kind doesn't exist in the rest of the world, since everyone else would have long figured out that you just don't need to pay it and then reap the rewards afterwards by just claiming it then? Or would insurance companies in Europe just stand by with their big bank accounts and refuse to pay? Sad state of affairs, very third world of them.