Fine, so the paper protects me for bogus withdrawals during a number of X days, it just doesn't protect me for the additional n. The PDFs protect me for 0 days

Fine, so the paper protects me for bogus withdrawals during a number of X days, it just doesn't protect me for the additional n. The PDFs protect me for 0 days because they can claim I've faked them right from the beginning. I'll take the paper :)