> Despite the multi-century head start that banks had, the percentage of people in the world with a smartphone has already exceeded the percentage of people wit

> Despite the multi-century head start that banks had, the percentage of people in the world with a smartphone has already exceeded the percentage of people with a bank account, and is rising at a faster rate. There’s no reason why everyone with a smart phone shouldn’t be able to access basic financial services including good money. oh there is a reason.