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I have, yes, and I've gone as far as finding friends and former colleagues who would be interested in joining me. Unfortunately health insurance is tied to empl
by scruple 4y ago
I have, yes, and I've gone as far as finding friends and former colleagues who would be interested in joining me. Unfortunately health insurance is tied to employment in this country and we all have families. The uncertainty in that regard leaves it a non-starter for people in our situation. At least for the time being.
- nightski 4y agoI'm not sure I follow on how that would stop you from forming a worker co-op. Almost all businesses who have full time employees pay for health insurance. Are you implying a co-op would make less revenue and therefore could not provide its employees insurance?
- azemetre 4y agoBusinesses get way different insurance rates than a single individual (or 12 individuals). It costs me $240 a month for full health coverage ($1000 deductible), dentistry, and eye from my current employer; for me to get something equivalent outside this company would cost me $3,000 to $5,000 a month. I can't afford that plus rent, plus energy, plus food. Not all businesses are equal, not all benefits are equal. When I worked in a call center the only insurance that wasn't pure garbage cost me $300 a paycheck. Sorry but it's expensive being poor in America.
- nightski 4y agoYeah I agree with all of that but I don't see how it is relevant to the discussion. A worker co-op should be able to provide health insurance to it's employees the same as any other business. The fact that it is worker-owned shouldn't change that at all.
- azemetre 4y agoHave you ever tried to start a business? Myself and five of my friends simply can't afford that level of health insurance, even with our resources pooled together. Just because you say the word "business" doesn't make insurance cheaper for small players.