That's the crux of the issue. If a CSR told you to jump off a bridge though... Yes you might win something if charges are pressed, but also you really should've

That's the crux of the issue. If a CSR told you to jump off a bridge though... Yes you might win something if charges are pressed, but also you really should've known better. In matters of "ToS;DR" it's generally the case that terms aligned with common expectations are enforceable but terms that don't aren't. That leaves me wondering if "chargebacks get you canceled" is a common expectation or not. The answer to this strongly influences whether my bridge analogy is accurate.