I think if you wanted to "Tell HN" about Google's terms of service (which might very well include that a chargeback gets your entire account banned), that's fin

I think if you wanted to "Tell HN" about Google's terms of service (which might very well include that a chargeback gets your entire account banned), that's fine, you could do that by leaving the URL field empty or setting it to a better source than a single anecdote. You could even link to the anecdote from the text field. But as it stands, there's a mismatch between the title and TFA.