I agree with some of the points, but on the other hand most organizations do not really empower SDEs to reason about architecture. Things like production budget

I agree with some of the points, but on the other hand most organizations do not really empower SDEs to reason about architecture. Things like production budgets and production grade monitoring and observability are usually owned fully by SRE/devops, and if some enterprise architect type is involved devs won't even own the spec. At those places, devs can at best make a wild guess of what the expectations are. Responsibility should be proportional to power.