> a) Bypasses any ride counter checks, as I would never actually have to ride the T with a cloned card, I would simply check my balance at the fare machine and

> a) Bypasses any ride counter checks, as I would never actually have to ride the T with a cloned card, I would simply check my balance at the fare machine and then leverage their system design to request a new card. I don't really see how it would bypass the counter check, as I would think the device reading out balances also reads out the counters.