I think this is what my parents have for their neighborhood. Unlike other developments in their neighborhood, they have no HOA, no security gatehouse, no amenit

I think this is what my parents have for their neighborhood. Unlike other developments in their neighborhood, they have no HOA, no security gatehouse, no amenities like a pool. But they do have common areas like the street median and street lighting that need attending to. And for that they pay $50/year.