There's constant inflation. 20k doesn't buy you the same amount of value that it used to. It also depends on where you live. Many jobs require you to move to bi

There's constant inflation. 20k doesn't buy you the same amount of value that it used to. It also depends on where you live. Many jobs require you to move to big cities were rent is expensive (fully remote opportunities are hard to get in practice). Also, it's difficult to buy a house in this economy as they cost much more than they used to relative to salaries.