What's easy for you may be quite difficult for others. I'm not sure the Hacker News community should ever be considered the middle of the bell curve. To wit: pr

What's easy for you may be quite difficult for others. I'm not sure the Hacker News community should ever be considered the middle of the bell curve. To wit: prior to the financial crisis, one of the largest mortgage search engines conducted a large randomized survey of home owners. A little under 40% did not know if they had a fixed or adjustable rate mortgage.