The largest sellers aren't a reason to use PayPal. They can be assumed to have their shit together by now and can protect payment details from a breach. But for

The largest sellers aren't a reason to use PayPal. They can be assumed to have their shit together by now and can protect payment details from a breach. But for smaller e-commerce sites I'd never in a million years trust them with direct CC number entry. You need a proxy and in the US PayPal is the only dependable option for payers.