> Banking is private-sector, but I believe the government should always be accessible even if you live like the Amish I got a notice from my state that I'm req

> Banking is private-sector, but I believe the government should always be accessible even if you live like the Amish I got a notice from my state that I'm required to make future tax payments electronically. For that they require ACH. Banking may be private sector but participating in it is increasingly non-optional.