There are many different groups of interest in the housing game on all sides. Builders, buyers, sellers, lenders, brokers, securitizers, etc. The central issue

There are many different groups of interest in the housing game on all sides. Builders, buyers, sellers, lenders, brokers, securitizers, etc. The central issue at play here is that only one group who comprises a very small portion of overall influence who wants to see housing become more affordable is... first-time home buyers, and even they don't want the price to go down after they've managed to get into their first house. The whole system is setup to incentivize a "pull the ladder up behind you" mentality because the whole system is arranged fundamentally around the idea that a house is a growth investment rather than a utilitarian object. I don't know how we get around this problem.