People's concerns start from food, housing and many other immediate pressing issues, before it gets to identity and purpose. (i.e. Maslow's Hierarchy of Needs)

People's concerns start from food, housing and many other immediate pressing issues, before it gets to identity and purpose. (i.e. Maslow's Hierarchy of Needs) It is not very possible to buy a house with high interest rates. So, most of your earnings go to rental cost. You shape your life with what you have left to spend.