One relatively common example: When your partner dies, the governement locks your account to make sure taxes are being paid. Then they take a few months of wai

One relatively common example: When your partner dies, the governement locks your account to make sure taxes are being paid. Then they take a few months of waiting time before handling your account. Hope you have enough cash to bridge these months. The law changed a few years ago because too much stupidity happened, but thing are still far from optimal. The grandmother of someone I know got actually stuck in limbo. The postal bank would not release her account until the gov OK'd it, and the gov wanted taxes paid before giving an OK. But the taxes could not be paid because the account was locked at the postal bank. The gov nor thecpostal office didn't care. After a year, her family paid the taxes, everything unlocked, and she paid back her family. Variants of this story afd not that uncommon. Live trough it once, and you don't want governemental bureaucrats having full access to your money.