As someone who once had their bank accounts closed on a Friday afternoon with no information from the bank, I will always have cash. If I hadn't had cash at the

As someone who once had their bank accounts closed on a Friday afternoon with no information from the bank, I will always have cash. If I hadn't had cash at the time from a recent car sale, I would have been unable to pay for rent, food, utilities, etc. "Why would you want a contingency plan?" seems an odd take on a forums primarily composed of IT professionals. "I oppose you having contingency plan" seems downright hostile.