The seller can turn around and spend the cash instantly, anywhere, whereas the cashier’s check takes at least a day to clear, and in theory the bank could hold

The seller can turn around and spend the cash instantly, anywhere, whereas the cashier’s check takes at least a day to clear, and in theory the bank could hold the funds for some period of time while it investigated the transaction for fraud. https://www.helpwithmybank.gov/help-topics/bank-accounts/cashiers-checks/cashiers-check-hold.html https://www.helpwithmybank.gov/help-topics/bank-accounts/cas...