Like I said it depends on the banks. Santander to HSBC is a pretty slow one for some reason. I’ve had some slow transfers from HSBC to Barclays too. In Swede

Like I said it depends on the banks. Santander to HSBC is a pretty slow one for some reason. I’ve had some slow transfers from HSBC to Barclays too. In Sweden it took about an hour for Handelsbanken to Nordea, so I’m comfortable saying that there’s some kind of threshold that’s universally accepted for large bank transfers during working hours.