It's a form of social credit system, china style. You cannot live without a bank account these days, but if you piss off the governemnt, they will take it away

It's a form of social credit system, china style. You cannot live without a bank account these days, but if you piss off the governemnt, they will take it away from you, like Trudeau did. I am sure there are some benefits to living into this system, doesn't mean it's a good idea to do it.