With how "secure" average app is I think there is probably much higher chance of them just fucking up than someone that uses password manager and doesn't run ra

With how "secure" average app is I think there is probably much higher chance of them just fucking up than someone that uses password manager and doesn't run random shit off internet getting hacked. If it was "here is your private key, you can use it in sofware or you can load it on a key and just use" I'd be much calmer about it but the whole push "your authentication and sometimes whole identity is inseparably tied to your device" is frankly scary and disgusting.