Direct debit is available (and is very common) but not all vendors support it. Anecdotally most younger people use automatic methods for recurring payments when

Direct debit is available (and is very common) but not all vendors support it. Anecdotally most younger people use automatic methods for recurring payments whenever possible, and write checks for one-off purchases, like paying repairpeople. Older folks write checks for everything because that's what they're used to.